Affordable Individual Health Insurance: Indians’ favorite

There are many people in India who want to have affordable individual health insurance. These plans offer wide coverage at cost-effective prices. These plans offer financial coverage for medical exigencies and at the same time, they have to pay less premium amount for the same. It is not advisable to opt for the plans with narrow coverage. Thus, a person should look into both premium and coverage limits while choosing a plan.

Apollo Munich’s Easy Health—Individual Plan is one of the affordable individual health insurance plans that are most popular among the citizens of India. The plan offers wide coverage to its customers. It includes hospitalization expenses, pre-hospitalization, post-hospitalization, day-care procedures and many others. This plan offers wide coverage.

Moreover, there are value-added services that come alongside the policy. These are Cashless Hospitalization and Healthline. Cashless Hospitalization facility gives an insured an access to avail treatment in network hospital, where your medical expenses would be settled directly by your insurer. Healthline is a facility that gives an insured an access to call experts and get advice on health issues.

The most important benefits of this affordable individual health insurance plan is that it comes with lifelong renewal feature.

Family Health Insurance - required in times of medical emergency

You never know at what stage of life does any of your family members meets a sudden mishap that might bring a great change in life of all family members. It may be an accident or sickness. There is no doubt that medical science is progressing and there is a cure for almost all diseases, but it shall be kept in mind that financial issues keep many of them deprived of this treatment.

Thus, everybody should buy family health insurance to ensure that they are able to seek quality healthcare, if and when required in times of medical emergency. One of the best plans that offer comprehensive coverage is Maxima. It is India’s first 360 degree plan brought by Apollo Munich.

It offers coverage to both inpatient and outpatient medical expenses on cashless basis. This plan can be purchased on an individual basis or on family basis. In case of family health insurance, it offers cover to maximum 2 adults and up to 2 children.

Maxima offers wide inpatient coverage up to Rs.3, 00,000. The major specialty of this plan is outpatient coverage. It offers OPD coverage on cashless basis in network of hospitals and on reimbursement basis in non-network of hospitals.

Affordable Individual Health Insurance

Today, majority of people are in need of an affordable individual health insurance, as they want to get wide coverage by investing small amount of money. The most important benefit of these plans is that they are very easily adjustable in budget, along with offering health coverage.

There are many such plans available in market but the best seems to be Apollo Munich’s Easy Health. It is easily affordable, as it can be purchased at the expense of just few rupees per day. This plan is available in two variants—one offers coverage to individual and other to a family, which can include you, your spouse, your dependent children and your dependent parents.

Each of these variants is further subdivided into three sub variants: - Standard, Exclusive and Premium. All these have different range of sum assured and different coverage limits, thus making it easy for people of all income groups to avail health cover. It is an indemnity health policy that offers coverage to hospitalization, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment etc. This plan comes with lifelong renewal feature, which gives an insured an access to enjoy the coverage o r the whole life.