Insurance is a bond between two parties, where one party known as insurance company charges a certain amount, known as premium, from the other party, called a policy holder or an insured who gets the treatment expenses or the fixed amount of money or for health risks on happening of a certain event. Similarly in Accident Health Insurance, a policy holder gets the coverage against health risks that arises due to an unexpected event in life.
There are numerous health insurance companies that offer accident health insurance plans, each with its own coverage limit and number of benefits. It is always better to choose the one that fulfills maximum of your health needs.
Accidental Health Insurance offers health cover against injuries that are visible, violent and external. It offers the long list of benefits that give you lump sum amount as compensation amount in case of accidental death of a policy holder and a certain amount of the sum assured in case of disablement, depending upon the extent of injuries incurred.
The best product is Personal Accident Health Insurance plan brought by Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health. This product comes with life-long renewal feature such that he/she can take advantage of the product for the entire life.
Apollo Munich offers customers a 24/7 helpline where they can call and get help in choosing the right health insurance policy.
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