Thursday, August 5, 2010

Apollo

Nowadays, we can see several joint ventures between the Indian healthcare organization and non-Indian Company starting up to explore the untapped potential in health insurance sector in India. One such joint venture is between the Apollo Group of hospitals and Munich Health. Apollo Group of Hospitals has earned good name and fame in Asia for providing the best healthcare services to their patients. On the other hand, Munich Health, new business segment of Munich Re, takes care of healthcare insurance in Germany.

Apollo Munich, under the guidance of both these partners, has emerged with the aim to Uncomplicate health insurance in India. The company promises its customers to take the fear out of faces, the jargon out of words, the bitter from medicines, the confusion from claim and the trouble from treatment. As a result, the company has designed plans with easy and simple policy wording so that people can understand their coverage limit and can buy the plan accordingly.

Apollo Munich ahs brought several health isnaurcne, accident insurance and travel insurance products to offer coverage to people for health issues arising due to sickness, accident and traveling respectively. All these plans are well thought and designed. They bring along with them a long list of benefits and facilities to offer complete coverage to an insured.

Affordable Individual Health Insurance

Today, majority of people are in need of an affordable individual health insurance, as they want to get wide coverage by investing small amount of money. The most important benefit of these plans is that they are very easily adjustable in budget, along with offering health coverage.

There are many such plans available in market but the best seems to be Apollo Munich’s Easy Health. It is easily affordable, as it can be purchased at the expense of just few rupees per day. This plan is available in two variants—one offers coverage to individual and other to a family, which can include you, your spouse, your dependent children and your dependent parents.

Each of these variants is further subdivided into three sub variants: - Standard, Exclusive and Premium. All these have different range of sum assured and different coverage limits, thus making it easy for people of all income groups to avail health cover. It is an indemnity health policy that offers coverage to hospitalization, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment etc. This plan comes with lifelong renewal feature, which gives an insured an access to enjoy the coverage o r the whole life.

Accident Health Insurance

An accident can bring lots of changes in an individual’s life. Sometime it may results in several health issues that can have short-term or long-term effects in a person’s and his/her family members’ life. One of the biggest issues that a person faces in case of major accident is effect on earning capacity. Besides it, the very first problem that a person faces is paying off medical bills after availing medical treatment. There can be no compromise made, when it comes to quality healthcare, as it is must for survival. Hence, a person should prepare him/her for such circumstances of life.

The best way is to buy Accident Health Insurance that takes care of your health issues in an event of accident. These plans pay a compensation amount in an event of an insured’s death, disablement or other bodily injuries.

Apollo Munich has brought best-in-class Individual Personal Accident Health Insurance Plan, which is the choice of millions of Indian citizens. This plan is well designed to offer wide coverage. It works on the principle of benefits that pays as per the extent of bodily injuries and the terms and conditions of the plan.

So, buy accident health isnaurcne and enjoy secured tomorrow.